“Organizational culture and work-life balance as determinants of employee retention among microfinance employees in Kapalong, Davao del Norte ”, Bus Org Stud J, vol. 2, no. 2, pp. 87–109, Jun. 2024, Accessed: Jun. 08, 2025. [Online]. Available: https://ieesjournals.com/index.php/bosej/article/view/197